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Welcome to PA Housing Finance Agency

K-FLEX Loan
Our K-FLEX loan provides downpayment & closing cost assistance and home improvements & repairs.

Sewer Repair Help
Help is available for sewer & septic repair or replacement. Apply for assistance with our PENNVEST Program.

Up to $6k in Assistance
You may qualify for up to $6,000 in down payment assistance to buy a home. Find out now.

Forgivable Loan
K-FIT is a loan forgivable in 10 yrs with downpayment & closing cost assistance.

Carbon County
Meet Jim from Jim Thorpe. He lives in an affordable apartment renovated with the help of PHFA.

Program Closed
PAHAF is no longer accepting applications. Waitlisted applications will be processed until funding is no longer available.